How often do you guys have raw sex?

I've had raw sex only once and that too I had pulled out way early. I always use a condom because I'm kinda afraid about pregnancy. Even when I have consent of the women to do it, I'm dicey. How often do you guys have it? Does it go until creampies when not ovulating? Does pre-cum cause any issues? Is it just the risk taking ability or a calculated approach?